Working Capital

offers a customized working capital loan for small and medium enterprises to meet their working capital requirements. A working capital loan helps you in running everyday operations. These loans usually cover recurring expenses such as accounts payable, wages, etc. Our working capital loans help offset your working expenses during a low sales / revenue period. We have combined the best features of several types of such loans to create an offering which is suited for Indian SMEs and start-ups.

Top Features of a LendingKart working capital loan
This is a short-term, small ticket loan of up to 2 crores,given for a period of 1 to 36 months. Here are some of its salient features:

Loan amount from 50 thousand to 2 crores
Your requirement may be small or large,we cater to them all – from 50,000 to 2 crores.

Superfast processing
We process all loan applications within 72 hours on an average.

Completely online processing
There is no need to visit physically or wait in long queues. The application is very simple & is processed online.

No collateral required
An unsecured working capital loan that reduces the risk of asset loss for your business.

Fair interest rates
Interest rates range from 1% to an average of 2% per month, depending on your credit profile.

Loan tenure
We sanction loans with a tenure varying between 1 and 36 months, for easy & convenient repayment.

Processing fee
One-time processing fee of 2 to 3%, no other hidden costs or charges.

Flexible Repayments
Monthly or bi-weekly instalments available for your convenience.

Benefits of Working Capital Loan by Lendingkart
Lendingkart is a non-banking financial company. NBFCs offer several benefits over traditional private and public financiers.

– Faster processing:
You can get a working capital loan within 3 days by submitting all documents.

– Preserving your ownership:
These loans help you avoid equity divestment by providing quick and easy access to credit without collateral.

– Streamlines your cash flow:
Our loans allow you to operate normally during cash crunch and cyclic upheavals in sales and revenues by providing ready cash at hand.

– Improve your credit score:
If your business was denied a bank loan due to low credit score, Lendingkart helps you improve your credit rating as well by reporting your loan transactions to the Credit Bureau