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Personal Loan

Loan ATM k understands the importance of personal loans in your life to fulfil your dreams. You can get 1 Lakh to Rs.50 lakhs of personal loan to fulfil your aspirations like buying your dream car, exploring the world, organising a grand wedding, getting world class education, etc

Personal Loan Eligibility

  • 24 years of Age.
  • Minimum Salary 20K
  • Minimum Loan amount 1 Lakh
  • Lakh Maximum 30 Lakhs
  • Minimum 2 Years Work Experience

Personal Loan Documentation

  • Pan Card, Aadhar Card & 2 Photgraphs
  • 3 months latest salary slips
  • 90 days bank statement till date
  • Offer Letter if date of joining not mentione in salary slip
  • Current Address Proof

Home Loan EMI Calculator



Total Interest Payable :


Total of Payments (Principal + Interest) :


Personal Loan EMI Calculator

Common Questions

Usually it take 4 to 5 days to get loan approved after documents are submitted


Interest rates start form 10.99 to 18 % depending on the company category you are working for also your cibil score matters for interest rate


Just call us on 9322-890-890 or simply fill the enquiry form on the page. We will collect your documents from your place and get your loan approved in quick time.

Personal loan can be availed by both salaried and self-employed individuals. The Personal Loan Eligibility criteria.
You are eligible for a personal loan if you are at least 21 years old and your maximum age is not more than 58 years.
Salaried and self-employed individuals can avail personal loans
Your minimum incomes needs to be Rs.20,000/- per month.
Should have valid ID proof like passport, pan card, driving license, voter ID card and photo ration card.
Should have valid address proof like passport, telephone bill, electricity bill, driving license, life or medical insurance policy,
ration card, apartment allocation letter, and rental agreement.

Personal loans meet multiple contingencies, with the interest on these loans being extremely competitive. The final interest payable by
an individual is computed on the basis of standard slabs, with MCLR and Base Rate being the most commonly used ones. Changes in these slabs could have an impact
on the rate charged by the bank.
Marginal Cost of Funds Based Lending Rate (MCLR) (For new borrowers)
All borrowers who avail a personal loan from SC Bank after 01/04/2016 will be charged an interest which is computed on the basis of MCLR. T
his follows a notification by the RBI, with the benchmark taking operating costs and current financial
trends into account while computing the interest

Personal loan comes with many attractive features which make it the favourite bank of many customers. These features include: Personal Loan is available for both salaried and non-salaried individuals.
You can enjoy flexible repayment tenures from 12 months to 60 months.
The bank does not ask for security or guarantor.
Documentation processes are easy and simple.
You can apply online and get instant approval.
Affordable interest rate starting from 12.% onwards.
offers loan amounts up to Rs.30 lakhs.
Online applicants get a 50% discount on processing fee
offers personal loans up to Rs.30 lakhs to salaried employees and up to Rs.10 lakhs to the entrepreneurs.

Applying through LoanKhan enables you to enjoy many added benefits. Loan ATM, being the largest online platform for your financial needs, helps you to compare and choose your financial products. You can enjoy the following extra benefits if you apply through Loan ATM.
Instant Approval: You can get instant approval on your loan application if you apply through Loan ATM.
Personalized quotes: You can Compare Personal Loans offered by various banks on Loan ATM and choose among them comparing their interest rates, processing fee and EMI amount.
Assured Confidentiality: Loan ATM does not disclose your personal and financial information to anybody. Your application form directly goes to your chosen lender. There is no third party involved in the whole process.
Best interest rates assured: Having tie-ups with many major banks in India, Loan ATM can offer you the best interest rate on your personal loan.
Online tracking: Loan ATM keeps you updated about each and every step of your application form. You can track it online at Loan ATM and get notification via Email and SMS.

At Loan ATM Calculating Personal Loan EMI is very easy. It has a unique EMI calculator which enables you to get the accurate amount of your monthly EMI instantly. You can get your EMI amount by filling in the following information:
Chosen loan amount
Loan tenure
Processing fee ( if any)
The applicable rate of interest.
When you put this information in the Personal Loan EMI Calculator, it will immediately display your monthly EMI liability for the loan.

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